Refinancing
Refinancing your mortgage with a broker
Do you have an “out of sight, out of mind” policy when it comes to your mortgage? Money is stressful, I get it. But do you know you could save thousands by refinancing?
Taking a look at your current mortgage and finding a new one could mean a decrease in your repayments and faster repayment. You could own your home sooner than planned.
Is it time to refinance?
Do you have a sneaky suspicion your home loan is a rip off? You might be right. If you got your loan from the bank, you probably weren't given a tonne of options.
See, banks can only offer you their products. There are 30+ lenders out there with different loan rates you may not know about. Mortgage brokers know these lenders and can connect you with them.
I’ve saved a client $900 a month in interest because he was dealing directly with a bank who only offered him one rate. Of course, I can’t guarantee this is your situation but these are the kind of savings that can happen when you get a professional to help.
Reasons to think about refinancing:
You want to save money
You’ve had your mortgage for years
You want a better interest rate
You’re looking to buy another property
You’re thinking about renovating
You want to consolidate your debt
How do I help you get in control of your finances?
If you’re not a numbers person and you’ve got a lot on your plate, assessing your financial situation, comparing home loans and applying for refinance is a big job.
Sound too stressful? It can be. Working with a broker makes it a lot easier.
You only have one point of contact (Bob)
You get access to 30+ lenders instead of one (your bank)
You get a clear picture of your financial situation
You get peace of mind because you know you’re not paying more than you have to
As your Perth broker, I do the following;
Assess your financial situation
Suss out your mortgage and interest rate
Look at your repayments
Contact lenders for new mortgage deals
Get the most competitive interest rate
Apply for a home loan
Guide you through the administration
Time to get ahead of your finances?
“Bob took all the hassle out of refinancing my home, making the process simple and straightforward. From our initial conversation, Bob listened to everything I was after and provided me a number of options to consider. I had a lot of questions, but nothing was ever too much for Bob. I never felt pressured and was able to secure a great deal. If you are purchasing a property or considering refinancing, I highly recommend you have a chat with Bob.”
- Hayden